var secretKey = Encoding.UTF8.GetBytes("LongerThan-16Char-SecretKey"); // must be 16 character or longer 
var signingCredentials = new SigningCredentials(new SymmetricSecurityKey(secretKey), SecurityAlgorithms.HmacSha256Signature);

var encryptionkey = Encoding.UTF8.GetBytes("16CharEncryptKey"); //must be 16 character
var encryptingCredentials = new EncryptingCredentials(new SymmetricSecurityKey(encryptionkey), SecurityAlgorithms.Aes128KW, SecurityAlgorithms.Aes128CbcHmacSha256);

var claims = new List<Claim>
{
   new Claim(ClaimTypes.Name, "UserName"), //user.UserName
   new Claim(ClaimTypes.NameIdentifier, "123"), //user.Id
};

var descriptor = new SecurityTokenDescriptor
{
   Issuer = _siteSetting.JwtSettings.Issuer,
   Audience = _siteSetting.JwtSettings.Audience,
   IssuedAt = DateTime.Now,
   NotBefore = DateTime.Now.AddMinutes(_siteSetting.JwtSettings.NotBeforeMinutes),
   Expires = DateTime.Now.AddMinutes(_siteSetting.JwtSettings.ExpirationMinutes),
   SigningCredentials = signingCredentials,
   EncryptingCredentials = encryptingCredentials,
   Subject = new ClaimsIdentity(claims)
};

var tokenHandler = new JwtSecurityTokenHandler();
var securityToken = tokenHandler.CreateToken(descriptor);
string encryptedJwt = tokenHandler.WriteToken(securityToken);

services.AddAuthentication(JwtBearerDefaults.AuthenticationScheme)
.AddJwtBearer(options =>
{
   var secretkey = Encoding.UTF8.GetBytes("LongerThan-16Char-SecretKey");
   var encryptionkey = Encoding.UTF8.GetBytes("16CharEncryptKey");

   var validationParameters = new TokenValidationParameters
   {
      ClockSkew = TimeSpan.Zero, // default: 5 min
      RequireSignedTokens = true,

      ValidateIssuerSigningKey = true,
      IssuerSigningKey = new SymmetricSecurityKey(secretkey),

      RequireExpirationTime = true,
      ValidateLifetime = true,

      ValidateAudience = true, //default : false
      ValidAudience = "MyWebsite",

      ValidateIssuer = true, //default : false
      ValidIssuer = "MyWebsite",

      TokenDecryptionKey = new SymmetricSecurityKey(encryptionkey)
   };

   options.RequireHttpsMetadata = false;
   options.SaveToken = true;
   options.TokenValidationParameters = validationParameters;
});